SELECT A SPECIALIST SERVICE...
Healthcare 2011
Fiscal residency is matter of fact and not of choice. However, due to changes in French immigration laws, two conditions now apply from the 1st December 2007 before fiscal residency can be obtained:
- being able to financially support oneself and one’s family
- not being a drain on the French state system (health, income support, etc.)
The French health system has additionally instigated the requirement that no state healthcare will be provided for a period of 5 years since French residency began, this being effective from the 1st december 2007.
The French healthcare system can best be described as a partial refund of costs expended by the patient in a private enterprise healthcare market, but access to the system itself is contributory. Whilst several exemptions exist to prevent having to pay to belong the system itself, the main exemptions fall under:
- the E106 certificate — which is valid for a maximum period of two years since having stopped work (in the UK).
- the E121 certificate — which is obtainable if in receipt of a state old age pension.
All new residents since the 1st December 2007 who are not in possession of either of these certificates (or after the E106 has expired) will not be able to access the French health system.
Accordingly, you have the choice to either belong to the state health system, or have private insurance cover. Please also be informed that private cover that copies the standard state system can in fact be cheaper than paying the 8% to belong to the state system.
We can offer private healthcare plans that copy the French state system but which have the advantages of including alternative medicines and non-generic medication, starting from, per person, monthly:
- We also offer 'complémentaire' top up private health insurance ('mutuelle')
- (Please contact us for details, and with regards to all applications for those over 65)
(costs @Mar 10)
- under 35: 107.74€
- 35 to 44: 117.94€
- 45 to 54: 145.69€
- 55 to 60: 176.29€
- 61 to 65: 204.59€
Otherwise, generally, assessable household income over 9 020 € is liable to the healthcare charge of 8%, there being no cap to either the income assessable or the amount of the charge, but there being additional allowances for dependants.
For all further details, please contact us on 04 90 38 66 01
What is provided above is for general guidance only. The above details and explanations are the main elements of much larger and more complicated topics, and you should therefore refrain from acting upon these details alone, and without seeking professional advice. No guarantee is given as to the accuracy or correctness of the above details. No responsibility can be accepted for the manner in which the above details may be used. The above details do not constitute advice, and are not contractual.
Accessible